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  Did I make a Huge Mistake?

When you were in hot pursuit of the "American Dream" you were
excited about the future and owning your own home -- researching
neighborhoods, searching MLS sites on the internet, viewing
homebuyer’s magazines full of appealing homes that were just
"minutes from the beach" with "fantastic views" and "cozy family

Next came the really good stuff – looking at houses. Full of imagination
and optimism for the future, you wandered about each home
envisioning a happy and contented life for you and your family. The first
house might have been "too big," and another was "too small," but
finally you found one that was "just right."

So you made an offer and waited anxiously and excitedly for the
counter-offer. Finally, you and the seller agreed on terms and you
bought yourself a brand new home!

Congratulations! Break out the champagne and celebrate!


Later that night or perhaps the next day, you started worrying.

Did you make the right decision? Can you afford it? Is it the right
time? Should you have waited? What if you lose your job? What if this
happens? What if that happens? Anxiety and stress set in. Sleep may
be hours in coming.

This is a normal reaction to buying a home. It is called "buyer's

This is what you do...

Take out a pen and paper right now and draw a line down the center of
the paper. Calmly and logically, think of all possible advantages to
buying a home and write them down on one side of the page.
Afterwards, you should list all the disadvantages on the other side of
the paper.

This process is supposedly how Ben Franklin used to weigh tough

After you get done writing your lists, you may think back on your
anxiety and think you were being silly. After all, buying a home is
obviously a good decision. Your list proves it. But your reaction was
normal and shared by many. You see, buying a home is not entirely a
rational process. It is an emotional process, too.

You will not be totally stress-free, but it will help.

copyright 2000 by Terry Light and RealEstate ABC


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